Interest Rate

Bank Name Interest Rate Processing Fee Prepayment Charges  
SBI - State Bank Of India 10.10% (For Women,
10.15% (For Others)
Up to 25 lacs : 0.25% of loan amount minimum Rs.1000/- 25-75 lacs : Rs.3,250/- 75 & above : 5,000/- Nil
ICICI Bank 10.10%
(For Female),
10.15% (For Others)
0.50% of loan amount upto 1 crore N.A
HDFC Ltd 10.15% 0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank 10% - 10.20% (for Salaried) 10.15% - 10.35% (for SelfEmployed) 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
LIC Housing 10.10% (Fixed for 2 yrs) Up to 50 lacs : 10,000 +(Service tax) 50 lacs & above : 15,000 +(service tax) Nil
AXIS Bank 10.25% Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
IDBI 10.25% NIL If Balance Transfer then 2% Otherwise Nil
Punjab National Bank 10.25% NIL NIL
PNB Housing Finance 10.25% - 10.50% (for salaried) 10.75% - 11.25% (For SEMP) 0.5% Nill
Axis Bank 15% - 20% Nill 2%
Indusind Bank 14% - 17%   2%
Andhra Bank 15.75% - 18.75%   Upto Rs. 1000
Bank of Baroda 14.75%    
Corporation Bank 14.50%    
United Bank of India 16% - 18%
Vijaya Bank 16%
Indian Bank 13.70% - 14.20%
Bank of India 15% 2%
Canara Bank 14.95% Upto Rs. 1000
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