Since the advancements of technology sector in Gurgaon, the property rates in this region have taken a steep movement. Usually you can apply for home loan from a wide range of banks including "ICICI Bank", "SBI", "Citibank", "HDFC", "Axis", "PNB", "Kotak", and LIC housing finance. These banks offer home loans for ready as well as under construction properties. Irrespective of your work domain, banks have home loan offers for each and every individual, but their eligibility criteria may vary as per your profession. If you are a salaried employee, then availing for a home loan, your age should be between 21 and 60, wherein self employed personals should fall under the age group of 21 to 65.
Moreover, salaried individuals should be in the job sector for at least 2 years as a permanent employee, and 1 year in current job. But, for self employed professionals, the case differs here, as in order to qualify, they need to be in the same business for at least 2 years with a duly filled income tax return. If you are planning to buy a home, opting for a home loan in Gurgaon can indeed be a great idea. There are chances when numerous offers of various banks may confuse you at times. Thus, in order to take the right decision, you can consult various home loan providers in Gurgaon after checking their authenticity. They not only answer all of loan related queries, but also help you calculate home loan interest rates of various banks as well as EMIs, which can help you take a right move for your property.