Home Loan Eligibility

Eligibility Criteria

  1. For Salaried Individuals

    Applicant should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation (whichever is earlier at the time of loan maturity)

  2. Professionals

    Professionals can also apply for Axis Bank home loans. For eg: dentists, company secretary, and management consultants only)

    • Applicant should be 24 years or above of age at the time of loan commencement
    • Should be up to 65 years or less at the time of loan maturity meet our housing loan criteria.
  3. Self Employed Individuals

    Any individual filing income tax returns can apply for Axis Bank home loan. Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.

Documents Required

  1. Identity Proof

    For salaried person -Voter's ID card/Driving license /PAN card/ Photo credit card/ Employees ID card/ Defence or police or government department ID card

    For Self Employed person: Voter's ID card/ Driving license/ PAN card/ Photo credit card

  2. Income Proof

    For salaried person: Form 16 along with Latest 3 Months salary slip that mentions all deductions.

    For Self Employed person:

    • Last 2 years income tax returns
    • Computation of income for the last 2 years certified by a CA
  3. Residence Proof

    For salaried person:

    • Employers letter certifying the current mailing address
    • Or Bank account statement
    • Or latest electricity bill
    • Or telephone bill/ Mobile bill
    • Or existing house lease agreement
    • Or registered lease
    • Or leave and licence agreement with a utility bill
    • Or ration card or latest property tax / water tax bill

    For Self Employed person:

    • Bank account statement
    • Or latest electricity bill
    • Or telephone bill/ Mobile bill
    • Or existing house lease agreement
    • Or registered lease
    • Or leave and licence agreement with a utility bill
    • Or ration card or latest property tax / water tax bill
  4. Bank statement or passbook where salary or income is credited.

    For Salaried & Self Employed: Last 6 months

<|--Ends Wrapper Here-->