A home is something more than a mere dwelling. It is a place where human relationships are born and nurtured. You are emotionally attached to your home and a home is your most important asset which you usually buy with our lifelong savings. Since you can't afford to buy several homes in a lifetime, it becomes imperative that you opt for the best home loan option so that you do not end up making yourself trapped in a debt burden of high interest rates.
| Name of the Banks | Home Loan Interest Rates | ||
| Floating Interest Rate | Processing Fees (Negotiable) | ||
| State Bank of India | 8.75% to 10.5% | 0.5% of Loan Amount with a cap of Rs. 10000 + Service Tax |  |
| ICICI Bank | 9.5% to 10.5% | 0.5% of Loan Amount upto 1 Crore | |
| HIC Housing | 9.5% to 11% | .25% to 1% + Service Tax | |
| Axis Bank | 9.75% to 11.75% | 1% of Loan Amount + Applicable Taxes | |
| IDBI Bank | 10.25% to 10.50% | 0.5% of Loan Amount | |
| IndiaBulls | 9.75% | .25% to 1% + Service Tax | |
| Standard Chartered Bank | 9.75% | 0.5% | |
| DHFL | 10.5% | 0.5% to 1% (Basis on Profile) | |
| Citi Bank | 10% to 10.75% | 0.5% +Service Tax | |
| Deutsche Bank | 9.75% to 10.5% | 10000 + Service Tax | |
| India Bulls | 9.75% to 12% | 1% + Service Tax | |
| Kotak Bank | 10% to 11.5% | 0.25% to 0.5% | |
| Dena Bank | 11% | N.A. | |
| Punjab National Bank | 10.5% | 0.5% | |
| Deutsche Post Housing Finance | 9.5% to 11.75% | 0.5% | |
| Barclays Bank | 10% to 10.75% | 0.5% | |
| Federal Bank | 9.75% to 10% | 0.5% | |
| HSBC Bank | 10.5% to 11% | 1% of the Loan Amount applied for, Subject to a minimum of Rs. 10000 + Service Tax. This fee is payable on application and is not refundable | |
| PNB Housing Finance | 9.75% | 0.5% | |
| Development Credit Bank | 11% to 11.5% | 0.5% | |
